Beliefs like “All I need is a dollar figure and a date” to retire.

While this is certainly the concept that we’ve all been taught, a dollar figure and a date without a plan is far too simplistic and will no doubt miss the mark. While these are two elements you will use in the planning process, there are simply too many other areas that influence them for it to be that easy.

Lifestyle, health, what work may look like, where you live, family care, what you’d like to leave behind.

These are just a few of the considerations that can complicate the concept of “all I need is a dollar figure and a date.”